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Enter overseas beneficiary details, including bank account and SWIFT information.
Submit PAN, KYC documents, and required details for compliance processing.
Review the exchange rate and applicable charges before proceeding with outward remittance.
Funds are processed securely and credited via authorized banking channels
"Family maintenance" refers to outward remittances from India used to support the essential living expenses of close family members residing overseas. It is a permitted purpose under the Liberalized Remittance Scheme (LRS) and is commonly used for covering household expenses, rent, utilities, education, and healthcare
Such international fund transfers are processed through authorized banking channels under RBI guidelines, ensuring compliance, traceability, and proper documentation throughout the cycle.
GlobalPay makes it easier to send money for family support by using secure banking systems, clear pricing, and straightforward processes that ensure reliable support across borders.
Each family maintenance transaction is processed through the SWIFT banking network, a secure global messaging system used by financial institutions to communicate and initiate international fund transfers. This ensures standardised and reliable cross-border payment processing in partnership with tier-1 banks.
Secure global banking communication between financial institutions
Reliable settlement across international banking channels
Structured cross-border fund processing under regulated systems
End-to-end transaction traceability across the transfer cycle
Exchange rates and applicable charges are displayed upfront before confirmation, ensuring complete transparency prior to initiating the transaction.
Funds transferred under family maintenance are intended for genuine living and support expenses for close relatives overseas, including:
Household and daily living expenses
Rent and accommodation support
Utility and essential service payments
Any other student related cost
Medical and healthcare expenses
General financial support
These international fund transfer transactions are processed strictly under LRS guidelines for permitted purposes.
Remittances are permitted ONLY between relatives as defined under Section 2(77) of the Companies Act, 2013
Husband
Wife
Father
Mother
Son
Son's Wife
Daughter
Daughter's Husband
Brother
Sister
To process family maintenance, the following documents are required:
PAN Card - Original verification required
OVD (Passport / DL / Voter ID / Masked Aadhaar) - Any one - Aadhaar must be masked
Address Proof (Utility bill) - Not older than 60 days
Form A2 (Signed) - Declare purpose as S1301
Payment Proof - Bank debit / cheque / transfer
Passport copy of the beneficiary
Proof of relationship (if not evident from passport): Birth certificate, marriage certificate, or notarised declaration
Proof of Bank details (Overseas Bank statement or cancel cheque)
Income Declaration (mandatory format – see Section 10)
Bank Statements – last 6 months
Source of funds proof
All family maintenance transactions are processed in accordance with RBI, FEMA, and LRS regulations.
Resident Individuals
Eligible for supporting relatives overseas
Subject to annual LRS limits
Processed through authorized outward remittance channels
LRS Limit: USD 250,000 per financial year
Non-Resident Indians (NRIs)
Transfers via NRE/NRO accounts
Permitted foreign remittance mechanisms
Routed through authorized institutions
WSFx Global Pay Limited (GlobalPay), an RBI AD-II-licensed and a BSE-listed company with 40+ years of excellence in cross-border payments solutions. GlobalPay offers a comprehensive one-stop solution for international travellers across both B2B and B2C with solutions like forex cards, international money transfer, and currency exchange at best rates. GlobalPay is reshaping the forex experience with innovative digital solutions designed to simplify and innovate the Indian currency exchange ecosystem.
GlobalPay delivers foreign currency to doorstep across India within 24 to 48 hours
Stay updated with the latest insights on foreign exchange, forex cards, international money transfer, and smart ways to save more on International transactions with GlobalPay
Rahul S.
Amit K.
Good service for forex card. Delivered to Thane office in 24 hours as promised.
Goher Sayyed
Excellent rates and super-fast delivery to Bandra. Much better than airport rates!
Monesh Kumar
Silambarasan helped me smoothly drive the process, made sure i understand everything to get the currency and card delivery.
Haneen Khan
Great service, I always go to them for any currency exchange, foreign transfers and forex card. Highly recommend them. And they give great rate in comparison to other service providers the market.
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GlobalPay
Jan 27, 2028
Used for USD and EUR before my Europe trip. Very transparent pricing, no hidden charges.