[
  {
    "srNo": 1,
    "topic": "What is a Single Currency card?",
    "description": "A Single Currency card works only in USD. All your spends are processed in USD, and no other currencies are available."
  },
  {
    "srNo": 2,
    "topic": "What is a Multi-Currency card?",
    "description": "A Multi-Currency card lets you hold and spend in 30 currencies like USD, EUR, GBP, JPY, AUD, etc., using the same card."
  },
  {
    "srNo": 3,
    "topic": "How do I upgrade to a Multi-Currency card?",
    "description": "You can upgrade anytime from the GlobalPay app by selecting “Switch to Multi-Currency” and confirming the request."
  },
  {
    "srNo": 4,
    "topic": "Do I need to apply for a new card to switch from single-currency to multi-currency mode?",
    "description": "No. The same physical card continues to work after you switch modes."
  },
  {
    "srNo": 5,
    "topic": "What is the validity of the Smart Switch Card?",
    "description": "The card is valid for five years, with the expiration date printed on the card."
  },
  {
    "srNo": 6,
    "topic": "What is the maximum limit for forex loading?",
    "description": "You can load up to USD 250,000 equivalent per financial year under the Liberalized Remittance Scheme (LRS), with a per-transaction limit of USD 25,000 or its equivalent in other currencies."
  },
  {
    "srNo": 7,
    "topic": "What documents are required to apply?",
    "description": "Signed card application form • Self-attested copy of a valid passport • Copy of confirmed air ticket • Valid visa copy • Self-attested copy of PAN card • Additional address proof, if required • Document supporting purpose of travel (e.g., business, education, etc.)"
  },
  {
    "srNo": 8,
    "topic": "Will my card number or PIN change after upgrading to multi-currency mode?",
    "description": "No, your card number and PIN remain exactly the same."
  },
  {
    "srNo": 9,
    "topic": "Is there any downtime when switching the card mode in the app?",
    "description": "No. The switch happens instantly and your card remains usable throughout."
  },
  {
    "srNo": 10,
    "topic": "Will my existing USD balance change after upgrading?",
    "description": "No. Your USD balance remains exactly the same after the upgrade."
  },
  {
    "srNo": 11,
    "topic": "Can I add multiple currencies at once after switching to multi-currency mode?",
    "description": "Yes. You can activate and manage multiple currency wallets within the same card"
  },
  {
    "srNo": 12,
    "topic": "How are transactions handled after switching?",
    "description": "• If you have the transaction currency available, the amount is deducted directly. \n• If not, a currency conversion may apply."
  },
    {
    "srNo": 13,
    "topic": "Can I convert money between currencies?",
    "description": "Yes. You can convert funds between wallets anytime from the app (for example, USD to EUR)."
  },
  {
    "srNo": 14,
    "topic": "Are there any fees?",
    "description": "A currency conversion fee applies only when: \n You convert money between currencies, or \n A transaction requires currency conversion \n There is no fee for holding multiple currencies."
  },
  {
    "srNo": 15,
    "topic": "Can I switch back to Single Currency later?",
    "description": "Yes. You can revert anytime: \n • All non-USD balances are converted back to USD \n • Other currency wallets are closed and the amount are converted to USD \n • Your card returns to USD-only mode"
  },
   {
    "srNo": 16,
    "topic": "Is my money safe during switching?",
    "description": "Yes. \n All switches and conversions are securely processed and recorded, with full transparency in your wallet balances."
  },
   {
    "srNo": 17,
    "topic": "Who should use a Multi-Currency card?",
    "description": "Multi-Currency cards are ideal if you: \n • Travel internationally \n • Spend in multiple foreign currencies \n • Want better control over exchange rates"
  }


]